ZIP 07850 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · Distress market
In Morris County, New Jersey, ZIP 07850 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 60/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)).
The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
There are about 2,604 housing units across 07850. The tenure split is 80% owner-occupied to 20% rented. Educational attainment sits at 41% bachelor's-or-above. At $101,765, median income runs above typical U.S. levels. The vacancy rate is 5.2%. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $417,900, an affordability ratio of 3.8× — accessible. Rent burden reaches 69% of tenant households. About 7,328 people live here, median age 40. The poverty rate is 8.8%.
On balance 07850 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 07850 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 07850's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 07850, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 07850 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 07850 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 07850
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 07850 distress snapshot
The live 07850 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Morris County ZIP reports
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Keep going: ZIP, county and state distress coverage for Morris County, New Jersey.
The complete 07850 distress and acquisition report
The full 07850 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology