ZIP 07856 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 07856 in Morris County, New Jersey comes in at 27, a low composite-distress reading. Structural exposure scores 61 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 27% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
4,280 residents call 07856 home, typically aged 48. The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 2,560 housing units. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 30/100. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 48% bachelor's-or-above. 6.4% of residents fall below the poverty threshold. Home values center near $419,200, an affordability ratio of 4.0× — accessible. At $98,397, median income runs above typical U.S. levels.
Taken together, 07856 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 07856 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 07856 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Morris County, New Jersey and the nation. 07856 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 27/100 for 07856 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 07856 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 07856
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 07856 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07856, the same set carried on every parcel.
Nearby ZIPs in Morris County
Nearest ZIP codes to 07856
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 07856
Keep going: ZIP, county and state distress coverage for Morris County, New Jersey.
Unlock parcel-level detail for ZIP 07856
Pull every distressed parcel in 07856 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology