ZIP 07920 Property Distress & Foreclosure Data

DLRadar grades ZIP 07920 (Somerset County, New Jersey) at a low 26/100 for overall property distress. Structural exposure scores 58 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (58/100), construction/permit lag (48/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100)).

The expansion-phase market in 07920 posted values that rose 6.0% over the year, and 24% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 28,390 with a median age of 46. There are about 10,973 housing units across 07920. 84% of housing is owner-occupied. Around 74% of adults hold a bachelor's degree or higher. The poverty rate is 3.9% — low. The demographic-stress sub-score lands at 24/100. The typical home is worth about $799,900 (4.2× income). At $184,630, median income runs above typical U.S. levels. Vacancy runs 2.8%. Rent burden reaches 35% of tenant households.

On balance 07920 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.