ZIP 07059 Foreclosure, Tax-Lien & Distress Report

ZIP 07059's composite property-distress score is 28/100 - DLRadar classes that as low for Somerset County, New Jersey. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (65/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. The split runs 65/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

The expansion-phase market in 07059 posted values that rose 5.2% over the year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.9%. The demographic-stress sub-score lands at 24/100. At $201,579, median income runs above typical U.S. levels. About 68% have a four-year degree. Rent burden reaches 29% of tenant households. Owners hold 89% of homes, renters 11%. The poverty rate is 2.5% — low. A median home runs $921,500 here, or 4.5 times local income. Population is roughly 16,433 with a median age of 45. The ZIP holds roughly 5,781 housing units.

Overall, 07059 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 07059 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 07059 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Somerset County, New Jersey and the nation. The score is rebuilt from public data as it updates, so 07059 reflects the current record instead of a stale or modeled snapshot.

Behind 07059's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 07059 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.