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ZIP 07059 Foreclosure, Tax-Lien & Distress Report

Somerset County, New Jersey · High Value market

ZIP 07059's composite property-distress score is 28/100 - DLRadar classes that as low for Somerset County, New Jersey. The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (65/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. The split runs 65/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

The expansion-phase market in 07059 posted values that rose 5.2% over the year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.9%. The demographic-stress sub-score lands at 24/100. At $201,579, median income runs above typical U.S. levels. About 68% have a four-year degree. Rent burden reaches 29% of tenant households. Owners hold 89% of homes, renters 11%. The poverty rate is 2.5% — low. A median home runs $921,500 here, or 4.5 times local income. Population is roughly 16,433 with a median age of 45. The ZIP holds roughly 5,781 housing units.

Overall, 07059 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 07059 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 07059 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Somerset County, New Jersey and the nation. The score is rebuilt from public data as it updates, so 07059 reflects the current record instead of a stale or modeled snapshot.

Behind 07059's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 07059 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

28/100
Composite stress
65/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 07059

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk93
Another 9 scored dimensions sit behind 07059

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

07059 at a glance

Current distress, phase, housing and lender-pressure figures for 07059, drawn from the same report attached to each property.

Loading ZIP 07059 stress data…

Nearby ZIPs in Somerset County

Nearest ZIP codes to 07059

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Somerset County, New Jersey

Further distress data across Somerset County, New Jersey at ZIP, county and state level.

The complete 07059 distress and acquisition report

Get every distressed property in 07059 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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