ZIP 08836 Property Distress & Foreclosure Data

Somerset County, New Jersey's ZIP 08836 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (33/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 55/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 27% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $743,700, an affordability ratio of 3.3× — accessible. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $237,935, above the U.S. median near $78,000. The vacancy rate is 3.4%. 1.2% of residents fall below the poverty threshold. Educational attainment sits at 75% bachelor's-or-above. Around 100% of renters are cost-burdened. The ZIP holds roughly 1,345 housing units. 4,326 residents call 08836 home, typically aged 39. Owners hold 99% of homes, renters 1%.

On balance, 08836 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.