ZIP 08836 Foreclosure, Tax-Lien & Distress Report
Somerset County, New Jersey · High Value market
Somerset County, New Jersey's ZIP 08836 registers 28/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (65/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural risk reads 65/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).
The market reads expansion — home values rose 5.2% year on year, and 27% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
A median home runs $743,700 here, or 3.3 times local income. On demographic stress specifically, 08836 scores 29/100. At $237,935, median income runs above typical U.S. levels. The vacancy rate is 3.4%. The poverty rate is 1.2% — low. Educational attainment sits at 75% bachelor's-or-above. Around 100% of renters are cost-burdened. The ZIP holds roughly 1,345 housing units. Population is roughly 4,326 with a median age of 39. The tenure split is 99% owner-occupied to 1% rented.
On balance 08836 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 08836 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 08836 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08836 can be compared directly against any other ZIP in Somerset County, New Jersey or nationwide. The score is rebuilt from public data as it updates, so 08836 reflects the current record instead of a stale or modeled snapshot.
The 28/100 figure for 08836 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 08836 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 08836
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 08836 by the numbers
Current distress, phase, housing and lender-pressure figures for 08836, drawn from the same report attached to each property.
Nearby ZIPs in Somerset County
Related reports across Somerset County, New Jersey
Keep going: ZIP, county and state distress coverage for Somerset County, New Jersey.
Get the full acquisition report for 08836
The full 08836 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology