ZIP 08869 Foreclosure, Tax-Lien & Distress Report
Somerset County, New Jersey · Distress market
DLRadar grades ZIP 08869 (Somerset County, New Jersey) at a low 28/100 for overall property distress. Leading the profile are construction/permit lag (76/100), structural risk (65/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structural risk reads 65/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).
The expansion-phase market in 08869 posted values that rose 5.2% over the year, and 30% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $103,699, median income runs above typical U.S. levels. Home values center near $456,900, an affordability ratio of 4.3×. The tenure split is 53% owner-occupied to 47% rented. DLRadar's demographic-stress index for the area reads 31/100. 7.0% of residents fall below the poverty threshold. The vacancy rate is 1.5%. About 40% have a four-year degree. 8,192 residents call 08869 home, typically aged 43. Rent burden reaches 32% of tenant households. There are about 3,349 housing units across 08869.
Overall, 08869 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 08869 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 08869's 28/100 can be lined up against any neighbor in Somerset County, New Jersey or any ZIP coast to coast. 08869 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 28/100 for 08869 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 08869 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 08869 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 08869 Stress Report snapshot
A live read on 08869: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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The complete 08869 distress and acquisition report
Open 08869 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology