ZIP 08835 Property Distress & Foreclosure Data

Composite property distress in 08835 (Somerset County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 2/100. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (93/100)). The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (33/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 08835 posted values that rose 6.0% over the year, and 29% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 10,870 with a median age of 42. There are about 4,639 housing units across 08835. Vacancy runs 5.2%. Around 29% of adults hold a bachelor's degree or higher. Rent burden reaches 53% of tenant households. At $93,872, median income runs above typical U.S. levels. 72% of housing is owner-occupied. The poverty rate is 12.3%. The typical home is worth about $354,300 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 32/100.

Broadly, 08835 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.