ZIP 08805 Property Distress & Foreclosure Data

ZIP code 08805 in Somerset County, New Jersey carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (55/100), construction/permit lag (33/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). On the structural side it scores 55/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (93/100)).

The expansion-phase market in 08805 posted values that rose 6.0% over the year, and 31% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 38/100. Around 59% of renters are cost-burdened. The vacancy rate is 1.3%. Around 33% of adults hold a bachelor's degree or higher. The poverty rate is 9.1%. The ZIP holds roughly 5,387 housing units. At $84,201, median income runs near typical U.S. levels. The typical home is worth about $417,800 (4.7× income). Population is roughly 14,153 with a median age of 37. 47% of housing is owner-occupied.

Broadly, 08805 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.