ZIP 08880 Property Distress & Foreclosure Data

Composite property distress in 08880 (Somerset County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (93/100)). The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (33/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural exposure scores 55 and live distress 2 on the 0–100 scale.

The expansion-phase market in 08880 posted values that rose 6.0% over the year, and 27% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $359,000 (3.4× income, relatively affordable). 57% of housing is owner-occupied. Population is roughly 4,833 with a median age of 35. There are about 1,850 housing units across 08880. Vacancy runs 2.2%. Rent burden reaches 67% of tenant households. The demographic-stress sub-score lands at 36/100. At $102,019, median income runs above typical U.S. levels. Around 24% of adults hold a bachelor's degree or higher. The poverty rate is 16.4% — high, a tax-stress and distress correlate.

Broadly, 08880 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.