ZIP 08853 Property Distress & Foreclosure Data

Composite property distress in 08853 (Somerset County, New Jersey) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 52/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (29/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (92/100), climate & FEMA risk (90/100)).

The expansion-phase market in 08853 posted values that rose 6.0% over the year, and 31% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,415 with a median age of 48. At $213,074, median income runs above typical U.S. levels. The typical home is worth about $773,400 (3.0× income, relatively affordable). There are about 2,125 housing units across 08853. The poverty rate is 0.2% — low. Vacancy runs 5.3%. Rent burden reaches 15% of tenant households. The demographic-stress sub-score lands at 18/100. 75% of housing is owner-occupied. Around 74% of adults hold a bachelor's degree or higher.

Broadly, 08853 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.