ZIP 08889 Foreclosure, Tax-Lien & Distress Report

In Hunterdon County, New Jersey, ZIP 08889 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in structural risk (53/100), construction/permit lag (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (77/100). The split runs 53/100 structural to 2/100 active on the ground.

The market reads expansion — home values rose 5.2% year on year, and 35% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $147,048, above the U.S. median near $78,000. The tenure split is 90% owner-occupied to 10% rented. There are about 4,399 housing units across 08889. About 61% have a four-year degree. Around 27% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. The typical home is worth about $542,300 (3.6× income, relatively affordable). The vacancy rate is 1.3%. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. About 10,539 people live here, median age 52.

On balance, 08889 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 08889 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 08889 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08889 can be compared directly against any other ZIP in Hunterdon County, New Jersey or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 08889 shows blanks, not estimates, wherever the record is sparse.

08889's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 08889 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.