ZIP 08889 Property Distress & Foreclosure Data

DLRadar grades ZIP 08889 (Hunterdon County, New Jersey) at a low 19/100 for overall property distress. Property-level stress concentrates in structural risk (42/100), institutional ownership (17/100), construction/permit lag (8/100). On the quiet end sit construction/permit lag (8/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (77/100)). On the structural side it scores 42/100, with 2/100 of stress already active.

The expansion-phase market in 08889 posted values that rose 6.0% over the year, and 35% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $147,048, median income runs above typical U.S. levels. 90% of housing is owner-occupied. The ZIP holds roughly 4,399 housing units. Around 61% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened. The demographic-stress sub-score lands at 21/100. The typical home is worth about $542,300 (3.6× income, relatively affordable). The vacancy rate is 1.3%. The poverty rate is 3.9% — low. Population is roughly 10,539 with a median age of 52.

Broadly, 08889 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.