ZIP 08802 Property Distress & Foreclosure Data

DLRadar grades ZIP 08802 (Hunterdon County, New Jersey) at a low 20/100 for overall property distress. Structural risk reads 44/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (74/100)). Property-level stress concentrates in structural risk (44/100), institutional ownership (17/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (6/100).

The expansion-phase market in 08802 posted values that rose 6.5% over the year, and 22% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

95% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. There are about 1,546 housing units across 08802. Around 47% of adults hold a bachelor's degree or higher. Population is roughly 4,604 with a median age of 49. At $131,012, median income runs above typical U.S. levels. The typical home is worth about $461,700 (3.5× income, relatively affordable). The poverty rate is 1.9% — low. Vacancy runs 2.2%. Rent burden reaches 42% of tenant households.

Broadly, 08802 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.