ZIP 07831 Foreclosure, Tax-Lien & Distress Report

In Warren County, New Jersey, ZIP 07831 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (65/100), structural risk (54/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100). Structural exposure scores 54 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (66/100).

The peak-phase market in 07831 posted values that rose 4.7% over the year, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

39 residents call 07831 home. 0.0% of residents fall below the poverty threshold. 100% of housing is owner-occupied. There are about 18 housing units across 07831. On demographic stress specifically, 07831 scores 55/100. Vacancy runs 0.0%. About 0% have a four-year degree.

Overall 07831 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 07831 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 07831's 24/100 can be lined up against any neighbor in Warren County, New Jersey or any ZIP coast to coast. Where the record is thin for 07831, the field stays empty rather than modeled, and fills in as new documents post.

Behind 07831's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 07831 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.