ZIP 07820 Foreclosure, Tax-Lien & Distress Report

Warren County, New Jersey · Distress market

In Warren County, New Jersey, ZIP 07820 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (45/100), construction/permit lag (26/100), institutional ownership (16/100). By contrast, construction/permit lag (26/100) and institutional ownership (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 45/100 structural and 0/100 already moving.

The market reads expansion — home values rose 7.1% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Overall 07820 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
45/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 07820

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 07820 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic. Every signal traces to a public dataset · methodology