ZIP 07823 Property Distress & Foreclosure Data

Warren County, New Jersey's ZIP 07823 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 45/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (69/100). The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (26/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 7.1% year on year, and 28% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $322,000 here, or 3.7 times local income. There are about 3,672 housing units across 07823. About 7,542 people live here, median age 55. Rent burden reaches 37% of tenant households. Households earn a median $84,381 — near the roughly $78,000 national figure. On demographic stress specifically, 07823 scores 30/100. The tenure split is 66% owner-occupied to 35% rented. Roughly 9.7% live below the poverty line. Vacancy runs 3.3%. About 24% have a four-year degree.

Overall 07823 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.