ZIP 07882 Foreclosure, Tax-Lien & Distress Report

In Warren County, New Jersey, ZIP 07882 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (66/100), structural risk (55/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (67/100). Structurally it carries 55/100, against 2/100 of stress already in motion.

The market reads peak — home values rose 4.7% year on year, and 29% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

At $100,852, median income runs above typical U.S. levels. 8.2% of residents fall below the poverty threshold. A median home runs $354,900 here, or 3.3 times local income. Around 40% of renters are cost-burdened. 72% of housing is owner-occupied. The vacancy rate is 3.9%. On demographic stress specifically, 07882 scores 28/100. 14,918 residents call 07882 home, typically aged 43. About 38% have a four-year degree. There are about 6,322 housing units across 07882.

Overall 07882 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 07882 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 07882 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Warren County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed as records update; 07882 shows blanks, not estimates, wherever the record is sparse.

07882's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 07882 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.