Warren County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Warren County, New Jersey? DLRadar grades every Warren County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Warren County breakdown.
- Warren County's most distressed ZIP is 07840 at 24/100.
- 22 ZIP codes tracked in Warren County, averaging 23/100 distress.
- Warren County reads peak — home values up 4.7% year over year.
- Vacancy runs 4.4% across Warren County's tracked ZIPs, with a 5.4% poverty rate.
- The typical Warren County home is worth about $380,128 against a ~$107,073 median income.
- Lending headwind in Warren County sits at 49/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 07840 | 24/100 |
| 2 | 07865 | 24/100 |
| 3 | 07820 | 23/100 |
| 4 | 07823 | 23/100 |
| 5 | 07825 | 23/100 |
| 6 | 07831 | 23/100 |
| 7 | 07832 | 23/100 |
| 8 | 07833 | 23/100 |
| 9 | 07838 | 23/100 |
| 10 | 07844 | 23/100 |
| 11 | 07846 | 23/100 |
| 12 | 07863 | 23/100 |
Most distressed ZIP codes in Warren County (composite distress 0-100, 2026)
What is driving Warren County distress
Nothing here is estimated: Warren County is scored from filings alone, and its ZIPs average 23/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Warren County market phase and pricing
DLRadar places Warren County in peak; prices moved up 4.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Warren County
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Questions and answers
What is the hardest-hit ZIP in Warren County?
ZIP 07840 leads Warren County at 24/100, recomputed monthly from public records.
What stage of the price cycle is Warren County at?
FHFA price-index movement places Warren County in peak; prices are up 4.7% over twelve months.
Where does the Warren County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 22 Warren County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Warren County ZIP codes?
A single county score papers over real variation. Across the Warren County ZIPs DLRadar ranks, scores run from 24/100 in 07840 down to 23/100 in 07863, against a Warren County average of 23/100. With 1 points between best and worst, county-level targeting in Warren County wastes effort.
What do Warren County home values and vacancy say about distressed supply?
The typical Warren County home carries about $380,128 of value against a median household income near $107,073. Vacancy across Warren County's tracked ZIPs runs 4.4% and the poverty rate is 5.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Warren County's foreclosure and tax-lien record and its 49/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.