Warren County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Warren County, NJ distress report, 2026: 22 ZIPs scored in Warren, NJ, Warren, NJ average 24/100; the top Warren, NJ ZIP is 08802 at 26/100; Warren, NJ market phase peak, Warren, NJ prices +4.7% year over year.
- Warren, NJ ranks #2,970 nationally (opportunity index); Warren, NJ #13 in New Jersey; Warren, NJ index 23.4.
- Warren, NJ: no CFPB county sample; Warren, NJ metro area reading 1.0%.
- Warren, NJ ZIP phases: 18 peak, 4 expansion.
- Warren, NJ residential listings tracked: 11 across 16 ZIPs; Warren, NJ candidate listings 7.
- Warren, NJ HUD assisted properties: 8 with 120 units.
- Warren, NJ lenders on watch: 4; largest Warren, NJ footprint First Hope Bk A Natl Bk Assn (3 branches).
- Warren, NJ most distressed ZIP: 08802 at 26/100.
Warren, NJ figures: DLRadar distress index; Warren, NJ inputs: CFPB, FHFA, HUD, FDIC; Warren, NJ rebuilt as sources refresh.
| Rank | Warren, NJ ZIP | Score |
|---|---|---|
| 1 | 08802 | 26/100 |
| 2 | 08804 | 26/100 |
| 3 | 08827 | 26/100 |
| 4 | 07840 | 25/100 |
| 5 | 07865 | 25/100 |
| 6 | 07820 | 24/100 |
| 7 | 07823 | 24/100 |
| 8 | 07825 | 24/100 |
| 9 | 07831 | 24/100 |
| 10 | 07832 | 24/100 |
| 11 | 07833 | 24/100 |
| 12 | 07838 | 24/100 |
Most distressed Warren, NJ ZIPs (0-100, 2026)
Mortgage delinquency around Warren, NJ
No CFPB county sample covers Warren, NJ; the metro area reading for Warren, NJ (Allentown-Bethlehem-Easton, PA-NJ): 1.0% ninety-plus; Warren, NJ area thirty-to-eighty-nine 2.6% (December 2025, Warren, NJ); New Jersey overall 0.9%.
Opportunity index: Warren, NJ
Warren, NJ index 23.4, Warren, NJ phase weak; Warren, NJ primary driver construction, Warren, NJ second driver bank institutional. Warren, NJ components: property stress 7.1, foreclosure pressure 3.8, listing discounts 25.3, bank stress 56.3, insurance 0.0; Warren, NJ pulse 25.5; Warren, NJ capital opportunity 20.3.
ZIP market phases inside Warren, NJ
22 Warren, NJ ZIPs carry a price-cycle phase; Warren, NJ ZIPs by phase (Warren, NJ), deepest drawdown first: peak, +4.7% YoY (Warren, NJ): 07820, 07823, 07825, 07831, Warren, NJ 07832, 07833, 07838, 07844, Warren, NJ 07846, 07863, 07880; expansion, +5.1% YoY (Warren, NJ): 07821; peak, +4.8% YoY (Warren, NJ): 07840; expansion, +5.2% YoY (Warren, NJ): 07860, 07874; peak, +4.9% YoY (Warren, NJ): 07865.
Residential listings by Warren, NJ ZIP
Warren, NJ ZIPs with the most tracked Warren, NJ residential listings: 07823 3 listings, 2 candidates, bank pressure 63; 07825 3 listings, 1 candidates, bank pressure 63; 07832 1 listings, 1 candidates, bank pressure 63; 07840 1 listings, 0 candidates, bank pressure 64 (Warren, NJ); 07865 1 listings, 1 candidates, bank pressure 64; 07882 1 listings, 1 candidates, bank pressure 63; 08886 1 listings, 1 candidates, bank pressure 63; 07820 0 listings, 0 candidates, bank pressure 63. Warren, NJ totals: 11 listings; Warren, NJ candidates 7; active ZIPs 7.
HUD assisted housing in Warren, NJ
8 assisted properties with 120 units sit in Warren, NJ; largest Warren, NJ properties: Clymer Village (Phillipsburg) 82 units, 81 assisted; Alpha Group Home (Alpha) 8 units, 7 assisted; Washington Supported Living Apartments (Washington Bor) 8 units, 8 assisted in Warren, NJ; Alternatives Homes 2004 (Phillipsburg) 7 units, 7 assisted; Columbia Supportive Living (Knowlton) 6 units, 6 assisted; Community Hope V Consumer Home (Washington) 3 units, 3 assisted.
Lenders with branches in Warren, NJ
Warren, NJ lenders by branch count: First Hope Bk A Natl Bk Assn (Warren, NJ): stress 77, 3 branches low in Warren, NJ; Valley National Bank (Warren, NJ): stress 60, 3 branches low in Warren, NJ; Unity Bank (Warren, NJ): stress 46, 2 branches low in Warren, NJ; Provident Bank (Warren, NJ): stress 54, 1 branch low in Warren, NJ.
Vacancy and permits, Warren, NJ
1,398 of 46,789 Warren, NJ housing units are vacant; Warren, NJ permits, twelve months: 182 multifamily units in Warren, NJ, 242 one-to-four unit units.
Work Warren, NJ at the parcel level
Every Warren, NJ parcel carries owner and address; every Warren, NJ parcel carries APN; Warren, NJ distress scores sit on the Warren, NJ live board.
Warren, NJ figures refresh with each source.
Warren, NJ questions
Most distressed ZIP code in Warren County, NJ?
ZIP 08802 leads Warren, NJ at 26/100; next in Warren, NJ: 08804 at 26/100; the Warren, NJ average is 24/100.
Where does Warren County, NJ rank for investment opportunity?
Warren, NJ is #2,970 among all ranked counties, #13 in New Jersey; the Warren, NJ driver is construction; Warren, NJ moved up 35 places.
How many mortgages are delinquent in Warren County, NJ?
Warren, NJ takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Warren, NJ.
Which banks lend in Warren County, NJ?
4 watched lenders hold Warren, NJ branches; the largest Warren, NJ footprints are First Hope Bk A Natl Bk Assn (3), Valley National Bank (3), Unity Bank (2).
More on Warren, NJ
Warren County, NJ distress report: public-record figures for Warren, NJ; not legal advice for Warren, NJ; not tax or investment advice; verify every Warren, NJ record before acting.