Warren County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Warren County, NJ: 23/100 (low) home-insurance distress; Warren, NJ band LOW; Warren, NJ #2,029 of 3,222 counties; Warren, NJ #19 of 21 in New Jersey; raw Warren, NJ 26.6; Warren, NJ coverage multiplier 0.85.
FEMA hazard, Warren, NJ: 0/100; Warren, NJ declarations, three years: none; Warren, NJ five-year count 3 (severity 3.0); Warren, NJ ten-year 3.
Declared incidents on the Warren, NJ record: 2023 Severe Storm 1 (Warren, NJ).
NFIP claims, Warren, NJ, three years: 4; Warren, NJ payouts $38,340; per Warren, NJ claim $9,585; Warren, NJ claim-stress 66/100.
Warren, NJ monthly score: 23 in every month from March 2026 (Warren, NJ) through October 2026.
Warren, NJ components: NFIP claims 66; Warren, NJ retreat index 23; Warren, NJ climate multiplier 0.85.
Construction distress, Warren, NJ: 65/100 as of August 2026 (Warren, NJ: 69/100 one-to-four unit, 60/100 multifamily).
Warren, NJ ZIPs, June 2026 (Warren, NJ, 16 highest): score 0 (Warren, NJ), climate 86 (Warren, NJ): 07840; score 0 (Warren, NJ), climate 85 (Warren, NJ): 07865; score 0 (Warren, NJ), climate 83 (Warren, NJ): 07820, 07823, 07825, 07831, Warren, NJ 07832, 07833, 07838, 07844, Warren, NJ 07846, 07863, 07880, 07882, Warren, NJ 08802, 08804.
DLRadar rescores Warren, NJ monthly; Warren, NJ readings join Warren, NJ foreclosure, lien and ownership parcels (Warren, NJ), so cost-squeezed Warren, NJ owners surface before listing.
Inside New Jersey, Warren County ranks 19th of 21 counties for home-insurance distress at 23/100; Mercer County (24/100) sits just above Warren County, and Cumberland County (21/100) sits just below Warren County.
Deterministic. Every Warren County, NJ signal traces to a public Warren dataset (FEMA, NFIP, Census for Warren, NJ) · how insurance distress works in Warren, NJ · methodology
FAQ: Warren County, NJ insurance distress
What is the Warren County, NJ home-insurance-distress score?
Warren, NJ: 23/100 (LOW), #2,029 of 3,222, #19 in New Jersey. FEMA hazard, Warren, NJ: 0/100; NFIP stress, Warren, NJ: 66/100; construction, Warren, NJ: 65/100; Warren, NJ rescores monthly.
Is Warren County insurance distress getting better or worse (NJ)?
Warren, NJ: 23 in March 2026; Warren, NJ: 23 in October 2026 (unchanged); Warren, NJ NFIP claims score 66.
How many flood-insurance claims has Warren County, NJ had?
Warren, NJ: 4 NFIP claims, three years; Warren, NJ paid $38,340; per Warren, NJ claim $9,585; carriers reprice Warren, NJ against that record.
Which Warren County ZIP codes carry the most insurance distress (NJ)?
Warren, NJ, June 2026: 07840 at 0, 07865 at 0, 07820 at 0, 07823 at 0; Warren, NJ climate scores there: 86, 85, 83, 83.
Why does Warren, NJ insurance distress create sellers?
A Warren, NJ premium outruns the Warren, NJ budget; a carrier leaves Warren, NJ; Warren, NJ carrying cost passes plan; Warren, NJ owners sell while current; Warren, NJ insurance distress leads Warren, NJ foreclosure data.