ZIP 08551 Property Distress & Foreclosure Data

Composite property distress in 08551 (Hunterdon County, New Jersey) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (42/100), institutional ownership (17/100), construction/permit lag (8/100). construction/permit lag (8/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (77/100). On the structural side it scores 42/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 21% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $154,966, above the U.S. median near $78,000. 0.8% of residents fall below the poverty threshold. Educational attainment sits at 65% bachelor's-or-above. Around 32% of renters are cost-burdened. 5,950 residents call 08551 home, typically aged 49. Home values center near $595,800, an affordability ratio of 3.8× — accessible. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 22/100. The ZIP holds roughly 2,134 housing units. The vacancy rate is 4.8%.

On balance, 08551 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.