ZIP 08551 Foreclosure, Tax-Lien & Distress Report

In Hunterdon County, New Jersey, ZIP 08551 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (53/100), construction/permit lag (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (6/100) register low. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (77/100)). Structural risk reads 53/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 21% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $154,966, above the U.S. median near $78,000. 0.8% of residents fall below the poverty threshold. Educational attainment sits at 65% bachelor's-or-above. Rent burden reaches 32% of tenant households. 5,950 residents call 08551 home, typically aged 49. A median home runs $595,800 here, or 3.8 times local income. The tenure split is 89% owner-occupied to 11% rented. On demographic stress specifically, 08551 scores 22/100. There are about 2,134 housing units across 08551. Vacancy runs 4.8%.

On balance, 08551 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 08551 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 08551 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 08551 stays directly comparable to neighboring ZIPs and the rest of Hunterdon County, New Jersey. Sparse data for 08551 shows as blanks, never estimates, and the score updates on every fresh public filing.

08551's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 08551 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.