ZIP 08826 Foreclosure, Tax-Lien & Distress Report

ZIP code 08826 in Hunterdon County, New Jersey carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 53/100, against 2/100 of stress already in motion. Leading the profile are structural risk (53/100), construction/permit lag (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (77/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 28% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

5,255 residents call 08826 home, typically aged 47. Vacancy runs 3.3%. About 47% have a four-year degree. The ZIP holds roughly 2,286 housing units. A median home runs $451,700 here, or 3.7 times local income. 6.4% of residents fall below the poverty threshold. The tenure split is 86% owner-occupied to 14% rented. DLRadar's demographic-stress index for the area reads 27/100. Households earn a median $119,576 — above the roughly $78,000 national figure. Around 46% of renters are cost-burdened.

On balance, 08826 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 08826 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 08826 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08826 can be compared directly against any other ZIP in Hunterdon County, New Jersey or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 08826 shows blanks, not estimates, wherever the record is sparse.

Each component behind 08826 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 08826 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.