ZIP 08887 Foreclosure, Tax-Lien & Distress Report

In Hunterdon County, New Jersey, ZIP 08887 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (77/100). Structurally it carries 53/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (6/100) register low.

The expansion-phase market in 08887 posted values that rose 5.2% over the year, and 40% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $283,400 (2.6× income, relatively affordable). The poverty rate is 6.1% — low. The vacancy rate is 6.6%. Around 54% of renters are cost-burdened. On demographic stress specifically, 08887 scores 28/100. The ZIP holds roughly 580 housing units. Median household income is $104,091, above the U.S. median near $78,000. 57% of housing is owner-occupied. Educational attainment sits at 42% bachelor's-or-above. 1,377 residents call 08887 home, typically aged 40.

Overall 08887 looks resilient on the surface, so the edge is isolating individual stressed parcels. 08887 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 08887 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 08887 stays directly comparable to neighboring ZIPs and the rest of Hunterdon County, New Jersey. The score is rebuilt from public data as it updates, so 08887 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 08887 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 08887 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.