ZIP 08822 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08822 (Hunterdon County, New Jersey) returns a low composite of 23/100. Structural exposure scores 53 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (52/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (77/100)).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 27% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 32,002 with a median age of 43. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 12,638 housing units. Vacancy runs 2.0%. Home values center near $536,900, an affordability ratio of 3.7× — accessible. Rent burden reaches 40% of tenant households. On demographic stress specifically, 08822 scores 25/100. At $137,698, median income runs above typical U.S. levels. 80% of housing is owner-occupied. Educational attainment sits at 58% bachelor's-or-above.

Overall 08822 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 08822 at the moment; the composite and its components are still built from verifiable public records.

The 08822 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 08822 stays directly comparable to neighboring ZIPs and the rest of Hunterdon County, New Jersey. Where the public record is thin for 08822, the field stays empty rather than modeled, and fills in as new documents post.

Behind 08822's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 08822 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.