ZIP 08825 Property Distress & Foreclosure Data

DLRadar grades ZIP 08825 (Hunterdon County, New Jersey) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 42/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (42/100), institutional ownership (17/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 23% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $451,500 here, or 4.5 times local income. The vacancy rate is 3.2%. Households earn a median $104,750 — above the roughly $78,000 national figure. The tenure split is 77% owner-occupied to 23% rented. Around 51% of renters are cost-burdened. About 50% have a four-year degree. The ZIP holds roughly 2,130 housing units. On demographic stress specifically, 08825 scores 30/100. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. About 4,639 people live here, median age 47.

Overall 08825 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.