ZIP 07830 Foreclosure, Tax-Lien & Distress Report

ZIP code 07830 in Hunterdon County, New Jersey carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 55 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (78/100). The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (55/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 26% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

95% of housing is owner-occupied. The ZIP holds roughly 2,809 housing units. On demographic stress specifically, 07830 scores 27/100. Vacancy runs 0.6%. Population is roughly 7,451 with a median age of 51. Rent burden reaches 72% of tenant households. The poverty rate is 1.9% — low. Educational attainment sits at 64% bachelor's-or-above. The typical home is worth about $656,400 (3.4× income, relatively affordable). Median household income is $181,023, above the U.S. median near $78,000.

On balance, 07830 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 07830 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 07830's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 07830, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 07830 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 07830 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.