ZIP 07853 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07853 (Morris County, New Jersey) lands at 27/100 — low on DLRadar's distress scoring. What sets it apart are the readings on construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The split runs 61/100 structural to 2/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 22% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $183,692, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. 3.2% of residents fall below the poverty threshold. Population is roughly 12,360 with a median age of 44. Rent burden reaches 81% of tenant households. The vacancy rate is 2.3%. Educational attainment sits at 64% bachelor's-or-above. Owners hold 95% of homes, renters 5%. There are about 4,343 housing units across 07853. The typical home is worth about $605,000 (3.3× income, relatively affordable).

Overall, 07853 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 07853 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 07853 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Morris County, New Jersey and the nation. 07853 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

07853's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 07853 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.