ZIP 07853 Property Distress & Foreclosure Data

DLRadar grades ZIP 07853 (Morris County, New Jersey) at a low 28/100 for overall property distress. Property-level stress concentrates in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 22% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $183,692 — above the roughly $78,000 national figure. On demographic stress specifically, 07853 scores 28/100. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. About 12,360 people live here, median age 44. Around 81% of renters are cost-burdened. The vacancy rate is 2.3%. About 64% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented. The ZIP holds roughly 4,343 housing units. A median home runs $605,000 here, or 3.3 times local income.

Net-net, 07853 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.