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ZIP 07878 Foreclosure, Tax-Lien & Distress Report

Morris County, New Jersey · Distress market

ZIP 07878's composite property-distress score is 26/100 - DLRadar classes that as low for Morris County, New Jersey. The latent-versus-live split is 60/100 structural and 2/100 already moving. The pressure is most legible in construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100).

The market reads expansion — home values rose 5.2% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 297 housing units across 07878. Home values center near $477,800, an affordability ratio of 3.8× — accessible. 0.0% of residents fall below the poverty threshold. The vacancy rate is 0.0%. Around 53% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 19/100. Median household income is $113,875, above the U.S. median near $78,000. The tenure split is 100% owner-occupied to 0% rented. 712 residents call 07878 home, typically aged 43.

Overall, 07878 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 07878 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 07878 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Morris County, New Jersey and the nation. 07878 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 07878 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 07878 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 07878

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk94
9 further distress layers are graded for 07878

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 07878 by the numbers

A live read on 07878: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Morris County

Related reports across Morris County, New Jersey

Further distress data across Morris County, New Jersey at ZIP, county and state level.

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Each signal above is traceable to an open dataset · methodology

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