ZIP 07928 Property Distress & Foreclosure Data

ZIP code 07928 in Morris County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 63 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). What sets it apart are the readings on construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 28% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $1,024,100 here, or 4.1 times local income. Vacancy runs 2.1%. About 19,667 people live here, median age 40. Rent burden reaches 38% of tenant households. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 07928 scores 23/100. There are about 6,909 housing units across 07928. Households earn a median $236,000 — above the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented. About 83% have a four-year degree.

Net-net, 07928 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.