ZIP 07974 Property Distress & Foreclosure Data

In Union County, New Jersey, ZIP 07974 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (93/100)). The latent-versus-live split is 63/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 07974 posted values that rose 6.0% over the year, and 29% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $168,860, median income runs above typical U.S. levels. Around 29% of renters are cost-burdened. The ZIP holds roughly 5,377 housing units. The demographic-stress sub-score lands at 24/100. The poverty rate is 2.1% — low. The typical home is worth about $758,400 (4.3× income). Population is roughly 12,737 with a median age of 45. 83% of housing is owner-occupied. Around 69% of adults hold a bachelor's degree or higher. The vacancy rate is 6.0%.

On balance 07974 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.