ZIP 07016 Property Distress & Foreclosure Data

Composite property distress in 07016 (Union County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. Structural risk reads 63/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (93/100).

The market reads expansion — home values rose 6.0% year on year, and 30% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $660,100 here, or 4.3 times local income. There are about 9,661 housing units across 07016. Vacancy runs 2.2%. The tenure split is 78% owner-occupied to 22% rented. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $148,629 — above the roughly $78,000 national figure. About 23,841 people live here, median age 43. About 65% have a four-year degree. On demographic stress specifically, 07016 scores 24/100. Rent burden reaches 30% of tenant households.

Net-net, 07016 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.