ZIP 07076 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07076 (Union County, New Jersey) lands at 23/100 — low on DLRadar's public-record scoring. Latent structural risk is 51/100 while live distress already moving reads 2/100. Its heaviest discrete signals: structural risk (51/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 27% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 24,667 with a median age of 43. Around 44% of renters are cost-burdened. A median home runs $718,200 here, or 4.0 times local income. About 65% have a four-year degree. There are about 8,840 housing units across 07076. Vacancy runs 3.2%. The poverty rate is 2.8% — low. On demographic stress specifically, 07076 scores 26/100. The tenure split is 81% owner-occupied to 19% rented. Median household income is $173,564, above the U.S. median near $78,000.

Broadly, 07076 is a steadier market — the deals are the exceptions, not the rule. 07076 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 07076 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07076 can be compared directly against any other ZIP in Union County, New Jersey or nationwide. Sparse data for 07076 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 for 07076 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 07076 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.