ZIP 07076 Property Distress & Foreclosure Data

Union County, New Jersey's ZIP 07076 registers 28/100 composite distress, which DLRadar reads as low. Structural exposure scores 63 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (93/100).

The market reads expansion — home values rose 6.0% year on year, and 27% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 24,667 people live here, median age 43. Rent burden reaches 44% of tenant households. A median home runs $718,200 here, or 4.0 times local income. About 65% have a four-year degree. There are about 8,840 housing units across 07076. Vacancy runs 3.2%. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 07076 scores 26/100. The tenure split is 81% owner-occupied to 19% rented. Households earn a median $173,564 — above the roughly $78,000 national figure.

Net-net, 07076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.