ZIP 07202 Property Distress & Foreclosure Data

ZIP code 07202 in Union County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). On the structural side it scores 63/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.0% year on year, and 25% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 38% of renters are cost-burdened. Roughly 12.3% live below the poverty line. About 44,638 people live here, median age 36. About 13% have a four-year degree. Households earn a median $68,071 — below the roughly $78,000 national figure. The tenure split is 26% owner-occupied to 74% rented. The ZIP holds roughly 15,926 housing units. On demographic stress specifically, 07202 scores 42/100. The vacancy rate is 3.7%. A median home runs $432,100 here, or 5.3 times local income.

Net-net, 07202 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.