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ZIP 07027 Foreclosure, Tax-Lien & Distress Report

Union County, New Jersey · Distress market

On DLRadar's 0-100 public-record scale, ZIP 07027 in Union County, New Jersey comes in at 23, a low composite-distress reading. Structural exposure scores 51 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). Its standout signals are structural risk (51/100), institutional ownership (21/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (8/100).

The expansion-phase market in 07027 posted values that rose 5.2% over the year, and 19% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 2,169 housing units. The tenure split is 55% owner-occupied to 45% rented. 4,688 residents call 07027 home, typically aged 43. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 1.9%. Median household income is $100,948, above the U.S. median near $78,000. Around 29% of renters are cost-burdened. About 44% have a four-year degree. A median home runs $533,300 here, or 5.0 times local income. Roughly 9.2% live below the poverty line.

Overall 07027 looks resilient on the surface, so the edge is isolating individual stressed parcels. 07027 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 07027's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 07027, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 for 07027 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 07027 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 07027

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk95
Another 9 scored dimensions sit behind 07027

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

07027 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Unlock parcel-level detail for ZIP 07027

Every distressed parcel in 07027 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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