ZIP 07060 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07060 (Union County, New Jersey) returns a low composite of 24/100. Its standout signals are structural risk (55/100), construction/permit lag (34/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structurally it carries 55/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (94/100).

The market reads expansion — home values rose 5.2% year on year, and 28% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 5.0%. The tenure split is 38% owner-occupied to 62% rented. Home values center near $393,800, an affordability ratio of 5.1×. Around 47% of renters are cost-burdened. The ZIP holds roughly 15,653 housing units. About 22% have a four-year degree. Households earn a median $72,882 — near the roughly $78,000 national figure. On demographic stress specifically, 07060 scores 42/100. 17.8% of residents fall below the poverty threshold. Population is roughly 47,560 with a median age of 34.

Overall, 07060 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 07060 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 07060 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Union County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 07060, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 07060's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 07060 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.