ZIP 08820 Property Distress & Foreclosure Data

DLRadar grades ZIP 08820 (Middlesex County, New Jersey) at a low 29/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)). Property-level stress concentrates in construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural risk reads 67/100 against active distress of 2/100.

The expansion-phase market in 08820 posted values that rose 6.0% over the year, and 33% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 39,392 with a median age of 43. 76% of housing is owner-occupied. At $168,453, median income runs above typical U.S. levels. Rent burden reaches 31% of tenant households. The typical home is worth about $630,200 (3.5× income, relatively affordable). Vacancy runs 1.8%. The poverty rate is 3.5% — low. The demographic-stress sub-score lands at 23/100. There are about 13,458 housing units across 08820. Around 71% of adults hold a bachelor's degree or higher.

On balance 08820 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.