ZIP 08840 Foreclosure, Tax-Lien & Distress Report
Middlesex County, New Jersey · Distress market
Middlesex County, New Jersey's ZIP 08840 registers 30/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 69 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). Leading the profile are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.
The expansion-phase market in 08840 posted values that rose 5.2% over the year, and 37% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 17,934 people live here, median age 39. The ZIP holds roughly 6,583 housing units. About 62% have a four-year degree. Households earn a median $150,938 — above the roughly $78,000 national figure. 77% of housing is owner-occupied. The poverty rate is 4.7% — low. The typical home is worth about $560,100 (3.4× income, relatively affordable). Around 31% of renters are cost-burdened. The vacancy rate is 3.3%. On demographic stress specifically, 08840 scores 23/100.
Overall, 08840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 08840 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 08840 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 08840, the field stays empty rather than modeled, and fills in as new documents post.
Behind 08840's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 08840 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 08840
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
08840 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 08840, the same set carried on every parcel.
Nearby ZIPs in Middlesex County
Keep exploring New Jersey distress
Further distress data across Middlesex County, New Jersey at ZIP, county and state level.
The complete 08840 distress and acquisition report
The full 08840 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology