ZIP 07008 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07008 (Middlesex County, New Jersey) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)). Structurally it carries 69/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.

The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

10.0% of residents fall below the poverty threshold. Rent burden reaches 24% of tenant households. Households earn a median $87,712 — above the roughly $78,000 national figure. The tenure split is 55% owner-occupied to 45% rented. The ZIP holds roughly 8,747 housing units. Around 28% of adults hold a bachelor's degree or higher. 25,220 residents call 07008 home, typically aged 39. On demographic stress specifically, 07008 scores 32/100. A median home runs $406,000 here, or 4.2 times local income. The vacancy rate is 4.4%.

Net-net, 07008 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 07008 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 07008's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 07008, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 07008 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 07008 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.