ZIP 07726 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · Distress market
ZIP code 07726 in Monmouth County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 63/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). Property-level stress concentrates in construction/permit lag (66/100), structural risk (63/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.
The market reads expansion — home values rose 5.2% year on year, and 22% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
44,698 residents call 07726 home, typically aged 44. The vacancy rate is 2.6%. The ZIP holds roughly 17,095 housing units. Median household income is $145,625, above the U.S. median near $78,000. 87% of housing is owner-occupied. Educational attainment sits at 55% bachelor's-or-above. The demographic-stress sub-score lands at 28/100. Around 49% of renters are cost-burdened. The typical home is worth about $647,100 (4.1× income). Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas.
On balance 07726 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 07726 at the moment; the composite and its components are still built from verifiable records.
The 07726 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 07726 stays directly comparable to neighboring ZIPs and the rest of Monmouth County, New Jersey. Sparse data for 07726 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 for 07726 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07726 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 07726
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 07726 distress snapshot
The live 07726 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Monmouth County
Nearest ZIP codes to 07726
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Other reports tied to Monmouth County, New Jersey — ZIP, county and statewide.
Open the complete 07726 acquisition file
Get every distressed property in 07726 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology