ZIP 07734 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · Distress market
Composite property distress in 07734 (Monmouth County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). Structural risk reads 63/100 against active distress of 2/100. The pressure is most legible in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 07734 posted values that rose 5.2% over the year, and 28% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Around 22% of adults hold a bachelor's degree or higher. Owners hold 60% of homes, renters 40%. Median household income is $89,073, above the U.S. median near $78,000. A median home runs $346,900 here, or 3.5 times local income. DLRadar's demographic-stress index for the area reads 33/100. 13,188 residents call 07734 home, typically aged 41. Roughly 9.5% live below the poverty line. The vacancy rate is 9.6%. Around 44% of renters are cost-burdened. The ZIP holds roughly 5,359 housing units.
On balance 07734 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 07734 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. 07734 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
07734's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 07734 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 07734’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 07734 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07734, the same set carried on every parcel.
Neighbouring ZIPs in Monmouth County
Related reports across Monmouth County, New Jersey
Additional distress intelligence spanning Monmouth County, New Jersey by ZIP, county and state.
Unlock the full ZIP 07734 acquisition report
The full 07734 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology