ZIP 07734 Property Distress & Foreclosure Data

ZIP code 07734 in Monmouth County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). On the structural side it scores 58/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The expansion-phase market in 07734 posted values that rose 6.0% over the year, and 28% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 22% of adults hold a bachelor's degree or higher. 60% of housing is owner-occupied. At $89,073, median income runs above typical U.S. levels. The typical home is worth about $346,900 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 33/100. Population is roughly 13,188 with a median age of 41. The poverty rate is 9.5%. The vacancy rate is 9.6%. Around 44% of renters are cost-burdened. The ZIP holds roughly 5,359 housing units.

On balance 07734 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.