ZIP 07740 Property Distress & Foreclosure Data

DLRadar grades ZIP 07740 (Monmouth County, New Jersey) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). Property-level stress concentrates in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structural exposure scores 58 and live distress 2 on the 0–100 scale.

The expansion-phase market in 07740 posted values that rose 6.0% over the year, and 31% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 32,330 with a median age of 35. The poverty rate is 16.2%. The typical home is worth about $578,800 (7.1× income, severely stretched). 42% of housing is owner-occupied. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. There are about 15,228 housing units across 07740. At $73,806, median income runs near typical U.S. levels. Rent burden reaches 47% of tenant households. The demographic-stress sub-score lands at 46/100. Around 35% of adults hold a bachelor's degree or higher.

On the whole, 07740 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.