Monmouth County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monmouth County, NJ distress report, 2026: 52 ZIPs scored in Monmouth, NJ, Monmouth, NJ average 28/100; the top Monmouth, NJ ZIP is 08724 at 35/100; Monmouth, NJ market phase expansion, Monmouth, NJ prices +5.2% year over year.
- Monmouth, NJ ranks #3,005 nationally (opportunity index); Monmouth, NJ #14 in New Jersey; Monmouth, NJ index 23.1.
- Monmouth, NJ ninety-day mortgage delinquency 0.5% in December 2025; Monmouth, NJ twelve-month change -0.2%.
- Monmouth, NJ ZIP phases: 51 expansion, 1 peak.
- Monmouth, NJ residential listings tracked: 38 across 49 ZIPs; Monmouth, NJ candidate listings 13.
- Monmouth, NJ HUD assisted properties: 40 with 2,462 units.
- Monmouth, NJ lenders on watch: 8; largest Monmouth, NJ footprint Provident Bank (11 branches).
- Monmouth, NJ most distressed ZIP: 08724 at 35/100.
Monmouth, NJ figures: DLRadar distress index; Monmouth, NJ inputs: CFPB, FHFA, HUD, FDIC; Monmouth, NJ rebuilt as sources refresh.
| Rank | Monmouth, NJ ZIP | Score |
|---|---|---|
| 1 | 08724 | 35/100 |
| 2 | 08514 | 30/100 |
| 3 | 07701 | 28/100 |
| 4 | 07702 | 28/100 |
| 5 | 07703 | 28/100 |
| 6 | 07704 | 28/100 |
| 7 | 07711 | 28/100 |
| 8 | 07712 | 28/100 |
| 9 | 07716 | 28/100 |
| 10 | 07717 | 28/100 |
| 11 | 07718 | 28/100 |
| 12 | 07719 | 28/100 |
Most distressed Monmouth, NJ ZIPs (0-100, 2026)
Mortgage delinquency in Monmouth, NJ
0.5% of Monmouth, NJ mortgages were ninety-plus days late (Monmouth, NJ, December 2025); Monmouth, NJ thirty-to-eighty-nine days late: 1.3%; Monmouth, NJ twelve-month change -0.2%; Monmouth, NJ peak since 2008: 5.0% (January 2012); New Jersey overall 0.9%. Monmouth, NJ ninety-day series: Dec 24 0.7, Jan 25 0.7, Feb 25 0.6 (Monmouth, NJ), Mar 25 0.6, Apr 25 0.6, May 25 0.5 (Monmouth, NJ), Jun 25 0.4, Jul 25 0.4, Aug 25 0.4 (Monmouth, NJ), Sep 25 0.5, Oct 25 0.5, Nov 25 0.6 (Monmouth, NJ), Dec 25 0.5.
Opportunity index: Monmouth, NJ
Monmouth, NJ index 23.1, Monmouth, NJ phase weak; Monmouth, NJ primary driver construction, Monmouth, NJ second driver bank institutional. Monmouth, NJ components: property stress 12.0, foreclosure pressure 9.4, listing discounts 12.7, bank stress 61.1, insurance 0.0; Monmouth, NJ pulse 28.3; Monmouth, NJ capital opportunity 15.3.
ZIP market phases inside Monmouth, NJ
52 Monmouth, NJ ZIPs carry a price-cycle phase; Monmouth, NJ ZIPs by phase (Monmouth, NJ), deepest drawdown first: expansion, +5.2% YoY (Monmouth, NJ): 07701, 07702, 07703, 07704, Monmouth, NJ 07711, 07712, 07716, 07717, Monmouth, NJ 07718, 07719, 07720, 07721, Monmouth, NJ 07722, 07723, 07724, 07726.
Residential listings by Monmouth, NJ ZIP
Monmouth, NJ ZIPs with the most tracked Monmouth, NJ residential listings: 07731 4 listings, 0 candidates, bank pressure 67; 07701 3 listings, 3 candidates, bank pressure 67; 07722 3 listings, 1 candidates, bank pressure 67; 07726 3 listings, 1 candidates, bank pressure 64 (Monmouth, NJ); 07733 3 listings, 1 candidates, bank pressure 67; 08501 3 listings, 0 candidates, bank pressure 65; 08514 3 listings, 1 candidates, bank pressure 66; 07748 2 listings, 1 candidates, bank pressure 67. Monmouth, NJ totals: 38 listings; Monmouth, NJ candidates 13; active ZIPs 20.
HUD assisted housing in Monmouth, NJ
40 assisted properties with 2,462 units sit in Monmouth, NJ; largest Monmouth, NJ properties: Bethany Manor I & Ii (Keyport) 331 units, 146 assisted; Middle Road Village (Hazlet) 212 units, 198 assisted; Oyster Bay Apartments (Keyport) 209 units, 206 assisted in Monmouth, NJ; The Pointe At Neptune (Neptune) 192 units; Sebastian Villa (Neptune) 170 units, 144 assisted; Oceanpointe Towers (Long Branch) 150 units, 150 assisted.
Lenders with branches in Monmouth, NJ
Monmouth, NJ lenders by branch count: Provident Bank (Monmouth, NJ): stress 54, 11 branches low in Monmouth, NJ; Valley National Bank (Monmouth, NJ): stress 60, 10 branches low in Monmouth, NJ; Amboy Bank (Monmouth, NJ): stress 34, 10 branches low in Monmouth, NJ; Manasquan Bank (Monmouth, NJ): stress 80, 9 branches low in Monmouth, NJ; Kearny Bank (Monmouth, NJ): stress 83, 8 branches low in Monmouth, NJ; Oceanfirst Bank Na (Monmouth, NJ): stress 78, 6 branches low in Monmouth, NJ; Columbia Bank (Monmouth, NJ): stress 82, 5 branches low in Monmouth, NJ; First Commerce Bank (Monmouth, NJ): stress 72, 2 branches low in Monmouth, NJ.
Vacancy and permits, Monmouth, NJ
18,703 of 270,415 Monmouth, NJ housing units are vacant; Monmouth, NJ permits, twelve months: 684 multifamily units in Monmouth, NJ, 1,941 one-to-four unit units.
Work Monmouth, NJ at the parcel level
Every Monmouth, NJ parcel carries owner and address; every Monmouth, NJ parcel carries APN; Monmouth, NJ distress scores sit on the Monmouth, NJ live board.
Monmouth, NJ figures refresh with each source.
Monmouth, NJ questions
Most distressed ZIP code in Monmouth County, NJ?
ZIP 08724 leads Monmouth, NJ at 35/100; next in Monmouth, NJ: 08514 at 30/100; the Monmouth, NJ average is 28/100.
Where does Monmouth County, NJ rank for investment opportunity?
Monmouth, NJ is #3,005 among all ranked counties, #14 in New Jersey; the Monmouth, NJ driver is construction; Monmouth, NJ moved down 351 places.
How many mortgages are delinquent in Monmouth County, NJ?
0.5% of Monmouth, NJ mortgages were ninety-plus days late in December 2025; the Monmouth, NJ peak since 2008 was 5.0%.
Which banks lend in Monmouth County, NJ?
8 watched lenders hold Monmouth, NJ branches; the largest Monmouth, NJ footprints are Provident Bank (11), Valley National Bank (10), Amboy Bank (10).
More on Monmouth, NJ
Monmouth County, NJ distress report: public-record figures for Monmouth, NJ; not legal advice for Monmouth, NJ; not tax or investment advice; verify every Monmouth, NJ record before acting.