Monmouth County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Monmouth County, NJ: 31/100 (moderate) home-insurance distress; Monmouth, NJ band LOW; Monmouth, NJ #1,583 of 3,222 counties; Monmouth, NJ #7 of 21 in New Jersey; raw Monmouth, NJ 36.0; Monmouth, NJ coverage multiplier 0.85.
FEMA hazard, Monmouth, NJ: 0/100; Monmouth, NJ declarations, three years: none.
NFIP claims, Monmouth, NJ, three years: 116; Monmouth, NJ payouts $2,710,507; per Monmouth, NJ claim $23,366; Monmouth, NJ claim-stress 90/100.
Monmouth, NJ monthly score rose, 29 (March 2026) to 31 (October 2026); Monmouth, NJ by month: March 29, April 29, May 29, June 29 (Monmouth, NJ), July 29, August 29, September 29, October 31.
Monmouth, NJ components: NFIP claims 90; Monmouth, NJ retreat index 31; Monmouth, NJ climate multiplier 0.85.
Construction distress, Monmouth, NJ: 66/100 as of August 2026 (Monmouth, NJ: 51/100 one-to-four unit, 91/100 multifamily).
Monmouth, NJ ZIPs, June 2026 (Monmouth, NJ, 16 highest): score 0 (Monmouth, NJ), climate 97 (Monmouth, NJ): 07701, 07702, 07703, 07704, Monmouth, NJ 07711, 07712, 07716, 07717, Monmouth, NJ 07718, 07719, 07720, 07721, Monmouth, NJ 07722, 07723, 07724, 07726.
DLRadar rescores Monmouth, NJ monthly; Monmouth, NJ readings join Monmouth, NJ foreclosure, lien and ownership parcels (Monmouth, NJ), so cost-squeezed Monmouth, NJ owners surface before listing.
Inside New Jersey, Monmouth County ranks 7th of 21 counties for home-insurance distress at 31/100; Atlantic County (31/100) sits just above Monmouth County, and Passaic County (30/100) sits just below Monmouth County.
Deterministic. Every Monmouth County, NJ signal traces to a public Monmouth dataset (FEMA, NFIP, Census for Monmouth, NJ) · how insurance distress works in Monmouth, NJ · methodology
FAQ: Monmouth County, NJ insurance distress
What is the Monmouth County, NJ home-insurance-distress score?
Monmouth, NJ: 31/100 (LOW), #1,583 of 3,222, #7 in New Jersey. FEMA hazard, Monmouth, NJ: 0/100; NFIP stress, Monmouth, NJ: 90/100; construction, Monmouth, NJ: 66/100; Monmouth, NJ rescores monthly.
Is Monmouth County insurance distress getting better or worse (NJ)?
Monmouth, NJ: 29 in March 2026; Monmouth, NJ: 31 in October 2026 (worse); Monmouth, NJ NFIP claims score 90.
How many flood-insurance claims has Monmouth County, NJ had?
Monmouth, NJ: 116 NFIP claims, three years; Monmouth, NJ paid $2,710,507; per Monmouth, NJ claim $23,366; carriers reprice Monmouth, NJ against that record.
Which Monmouth County ZIP codes carry the most insurance distress (NJ)?
Monmouth, NJ, June 2026: 07701 at 0, 07702 at 0, 07703 at 0, 07704 at 0; Monmouth, NJ climate scores there: 97, 97, 97, 97.
Why does Monmouth, NJ insurance distress create sellers?
A Monmouth, NJ premium outruns the Monmouth, NJ budget; a carrier leaves Monmouth, NJ; Monmouth, NJ carrying cost passes plan; Monmouth, NJ owners sell while current; Monmouth, NJ insurance distress leads Monmouth, NJ foreclosure data.