ZIP 07764 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · High Value market
In Monmouth County, New Jersey, ZIP 07764 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Latent structural risk is 63/100 while live distress already moving reads 2/100.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 18% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
8,576 residents call 07764 home, typically aged 30. The ZIP holds roughly 3,097 housing units. Around 52% of renters are cost-burdened. Owners hold 72% of homes, renters 28%. On demographic stress specifically, 07764 scores 34/100. Median household income is $123,661, above the U.S. median near $78,000. Vacancy runs 8.6%. Around 46% of adults hold a bachelor's degree or higher. A median home runs $684,300 here, or 5.1 times local income. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas.
On balance 07764 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 07764 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 07764 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07764 can be compared directly against any other ZIP in Monmouth County, New Jersey or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 07764 shows blanks, not estimates, wherever the record is sparse.
Each component behind 07764 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For an operator, 07764 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 07764
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 07764 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Monmouth County
More distress data near 07764
Related ZIP, county and statewide reads linked to Monmouth County, New Jersey.
The complete 07764 distress and acquisition report
Every distressed parcel in 07764 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology