ZIP 08720 Property Distress & Foreclosure Data

In Monmouth County, New Jersey, ZIP 08720 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). On the structural side it scores 58/100, with 2/100 of stress already active. Its standout signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 08720 scores 36/100. Households earn a median $218,173 — above the roughly $78,000 national figure. The ZIP holds roughly 244 housing units. The vacancy rate is 12.5% — elevated. About 43% have a four-year degree. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $785,900 here, or 3.5 times local income. Around 100% of renters are cost-burdened. About 774 people live here, median age 48.

Net-net, 08720 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.