ZIP 08736 Property Distress & Foreclosure Data

Composite property distress in 08736 (Monmouth County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 58/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The expansion-phase market in 08736 posted values that rose 6.0% over the year, and 27% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 13,056 with a median age of 47. The demographic-stress sub-score lands at 29/100. The typical home is worth about $880,900 (5.0× income). There are about 6,080 housing units across 08736. 89% of housing is owner-occupied. Around 70% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households. The poverty rate is 2.8% — low. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. At $170,042, median income runs above typical U.S. levels.

On the whole, 08736 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.