ZIP 08736 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 08736 in Monmouth County, New Jersey comes in at 28, a low composite-distress reading. On the structural side it scores 63/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). Its heaviest discrete signals: construction/permit lag (66/100), structural risk (63/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.2% year on year, and 27% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 13,056 with a median age of 47. The demographic-stress sub-score lands at 29/100. The typical home is worth about $880,900 (5.0× income). The ZIP holds roughly 6,080 housing units. 89% of housing is owner-occupied. Around 70% of adults hold a bachelor's degree or higher. Around 45% of renters are cost-burdened. 2.8% of residents fall below the poverty threshold. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. At $170,042, median income runs above typical U.S. levels.

Taken together, 08736 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 08736 is not published yet -- the ZIP-level readings above remain fully sourced.

The 08736 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 08736 stays directly comparable to neighboring ZIPs and the rest of Monmouth County, New Jersey. Every figure is auditable to a public dataset and refreshed as records update; 08736 shows blanks, not estimates, wherever the record is sparse.

08736's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 08736 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.