ZIP 08724 Foreclosure, Tax-Lien & Distress Report

ZIP code 08724 in Ocean County, New Jersey carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (86/100), structural risk (79/100), institutional ownership (47/100). By contrast, mortgage stress (22/100) register low. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (66/100)). On the structural side it scores 79/100, with 6/100 of stress already active.

The market reads expansion — home values rose 5.2% year on year, and 27% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 08724 scores 30/100. Rent burden reaches 54% of tenant households. At $98,771, median income runs above typical U.S. levels. There are about 17,843 housing units across 08724. 4.8% of residents fall below the poverty threshold. 41,573 residents call 08724 home, typically aged 45. Around 36% of adults hold a bachelor's degree or higher. Vacancy runs 7.3%. The typical home is worth about $411,000 (3.7× income, relatively affordable). 83% of housing is owner-occupied.

Net-net, 08724 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 08724 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 08724 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 08724 stays directly comparable to neighboring ZIPs and the rest of Ocean County, New Jersey. Every figure is auditable to a public dataset and refreshed on ingest; 08724 shows blanks, not estimates, wherever the record is sparse.

Each component behind 08724 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. The point of the 08724 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.