ZIP 08724 Property Distress & Foreclosure Data

ZIP code 08724 in Ocean County, New Jersey carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (82/100), structural risk (79/100), institutional ownership (52/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (60/100)). On the structural side it scores 79/100, with 6/100 of stress already active.

The expansion-phase market in 08724 posted values that rose 6.0% over the year, and 27% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 30/100. Around 54% of renters are cost-burdened. At $98,771, median income runs above typical U.S. levels. The ZIP holds roughly 17,843 housing units. The poverty rate is 4.8% — low. Population is roughly 41,573 with a median age of 45. Around 36% of adults hold a bachelor's degree or higher. The vacancy rate is 7.3%. The typical home is worth about $411,000 (3.7× income, relatively affordable). 83% of housing is owner-occupied.

On balance 08724 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.