ZIP 08050 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 08050 (Ocean County, New Jersey) returns a moderate composite of 36/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 80/100 structural and 7/100 already moving. Its standout signals are construction/permit lag (87/100), structural risk (80/100), institutional ownership (51/100). mortgage stress (22/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 25% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 89% of homes, renters 11%. The poverty rate is 3.2% — low. The typical home is worth about $422,900 (3.3× income, relatively affordable). Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. Around 40% of adults hold a bachelor's degree or higher. Median household income is $115,456, above the U.S. median near $78,000. There are about 14,281 housing units across 08050. 27,599 residents call 08050 home, typically aged 47. The vacancy rate is 21.9% — elevated.

Taken together, 08050 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 08050 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 08050 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. 08050 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 36/100 for 08050 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 08050 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.