ZIP 08050 Property Distress & Foreclosure Data

DLRadar grades ZIP 08050 (Ocean County, New Jersey) at a moderate 36/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). The latent-versus-live split is 80/100 structural and 7/100 already moving. Property-level stress concentrates in construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 25% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 89% of homes, renters 11%. 3.2% of residents fall below the poverty threshold. Home values center near $422,900, an affordability ratio of 3.3× — accessible. Around 36% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 40% bachelor's-or-above. Median household income is $115,456, above the U.S. median near $78,000. The ZIP holds roughly 14,281 housing units. 27,599 residents call 08050 home, typically aged 47. The vacancy rate is 21.9% — elevated.

Taken together, 08050 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.