ZIP 08006 Foreclosure, Tax-Lien & Distress Report

Ocean County, New Jersey's ZIP 08006 registers 36/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Its heaviest discrete signals: construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). mortgage stress (22/100) stay muted. Structural risk reads 81/100 against active distress of 7/100.

The expansion-phase market in 08006 posted values that rose 5.2% over the year, and 35% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,269 housing units. Owners hold 92% of homes, renters 8%. 473 residents call 08006 home, typically aged 61. Vacancy runs 83.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $104,583 — above the roughly $78,000 national figure. Around 80% of renters are cost-burdened. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 55/100. The typical home is worth about $1,107,800 (10.6× income, severely stretched). Around 73% of adults hold a bachelor's degree or higher.

On the whole, 08006 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 08006 at the moment; the composite and its components are still built from verifiable public records.

The 08006 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 08006 stays directly comparable to neighboring ZIPs and the rest of Ocean County, New Jersey. Sparse data for 08006 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 36/100 for 08006 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 08006 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.