ZIP 08533 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08533 (Ocean County, New Jersey) returns a moderate composite of 36/100. Property-level stress concentrates in construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). mortgage stress (22/100) stay muted. The latent-versus-live split is 81/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)).

The market reads expansion — home values rose 5.2% year on year, and 18% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 75% owner-occupied to 25% rented. Around 73% of renters are cost-burdened. Households earn a median $101,982 — above the roughly $78,000 national figure. Educational attainment sits at 30% bachelor's-or-above. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 08533 scores 37/100. About 6,892 people live here, median age 40. A median home runs $492,500 here, or 4.6 times local income. The vacancy rate is 5.0%. The ZIP holds roughly 2,788 housing units.

On balance 08533 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 08533 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 08533 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08533 can be compared directly against any other ZIP in Ocean County, New Jersey or nationwide. The score is rebuilt from public data as it updates, so 08533 reflects the current record instead of a stale or modeled snapshot.

08533's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 08533 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.