ZIP 08759 Property Distress & Foreclosure Data

Composite property distress in 08759 (Ocean County, New Jersey) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (80/100), institutional ownership (53/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (63/100). The latent-versus-live split is 80/100 structural and 7/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 20% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $55,000 — below the roughly $78,000 national figure. Around 36% of renters are cost-burdened. The tenure split is 88% owner-occupied to 12% rented. About 23% have a four-year degree. The ZIP holds roughly 21,966 housing units. On demographic stress specifically, 08759 scores 27/100. The vacancy rate is 11.1%. About 34,290 people live here, median age 68. Roughly 8.1% live below the poverty line. A median home runs $192,000 here, or 3.2 times local income.

Net-net, 08759 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.