ZIP 08005 Property Distress & Foreclosure Data

DLRadar grades ZIP 08005 (Ocean County, New Jersey) at a moderate 36/100 for overall property distress. Property-level stress concentrates in construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted. On the structural side it scores 80/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 24% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $92,548, above the U.S. median near $78,000. 25,936 residents call 08005 home, typically aged 52. The ZIP holds roughly 11,923 housing units. Around 52% of renters are cost-burdened. 7.4% of residents fall below the poverty threshold. Educational attainment sits at 34% bachelor's-or-above. The vacancy rate is 9.3%. DLRadar's demographic-stress index for the area reads 30/100. Owners hold 89% of homes, renters 11%. Home values center near $395,800, an affordability ratio of 3.9× — accessible.

Overall, 08005 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.